Insurance brokers turn attention to Martyn's Law as venues weigh their responsibilities

An insurance industry report has highlighted that brokers are increasingly discussing Martyn's Law with clients. As the Terrorism (Protection of Premises) Act 2025 moves towards commencement, expected in spring 2027, the conversation around how venues prepare for terrorism risk is widening beyond security teams to include the people who arrange cover.

This is a sign that the wider business world is taking the new regime seriously well before the duties come into force. For pubs, churches, halls, cinemas and event organisers, it suggests that questions about how you have prepared may come up in everyday business dealings, including conversations with insurers and advisers. None of this changes what the Act itself requires, and the duties are not enforceable yet.

This is a news report from the insurance trade press, not official guidance on the law. Insurance and liability are separate matters from the duties under the Act. If you have questions about your cover or your legal position, speak to your own broker or professional adviser rather than relying on general reporting.

There is no need to rush. Use this time to get familiar with where your venue is likely to sit: standard tier covers premises where 200 to 799 people may be expected at once, and enhanced tier 800 or more, including staff. Keep your preparation notes tidy so you can speak clearly about your readiness when the subject comes up. The SIA's notification process is not yet live.